| Who are eligible for a Business Owners Policy? Almost any small business with sales not higher than 15 million, office space between 1,000 and 5,000 sq ft. and with at least 2 employees would qualify for policy... It provides the owner with comprehensive coverage in a package. Types of business Doctor’s Offices, Accountants, Financial Advisors, Clubs (non profit), Deli (none cooking), Health Food Store, Telephone Store, Mortgage Brokers, Beauty Parlors or Hair Styling Salons, Currency Exchange, Retail Stores and much more... Business owner could be under insured- has a fire and his insurance does not cover important papers. If you have a product or handle someone else’s product you need Product Liability. Personal and Advertising Injury- Oral or written publication that slanders or disparages a person’s or organization’s goods, services or products. The BOP covers contents, crime, travel in and out of the United States, employee dishonesty, valuable papers and much more….. |
