Business Insurance
Whether you are an established business looking for the best rates for your company's business insurance or have just launched a new business, W.A. George Insurance Agency can help you find the absolute best business insurance solution available. With over 100 A-rated carriers to choose from, rest assured that we will find you the protection you need at the best price available. Start saving on your business insurance today!
What Business Insurance do I need?
The answer depends on your particular business. Once we gather the appropriate information, the professionals at W.A. George Insurance will leverage our experience and resources to put together the right insurance solution for your company.
Commercial customers generally require some or all of the
following types of insurance coverage:
Commercial Property Coverage – covers the assets and property of your business…and if you own the property, can cover the building itself.
Commercial General Liability – You’d be horrified if an accident occurred on your premises and even more upset if anyone was hurt and you weren’t insured. Protect yourself from this kind of eventuality or from an accident resulting from the actions of an employee with commercial general liability insurance. This type of policy also covers damages that might occur to the property of others.
Business Automotive Coverage – Make sure any vehicles used in the course of your business are covered by a comprehensive business automotive policy. Just as you protect your personal car and yourself with consumer automotive coverage, it’s important to carry liability, medical and bodily injury coverage for your business vehicles. Hint: Be sure to cover your business for uninsured and underinsured drivers with your commercial automotive policy as well!
Worker’s Compensation Coverage – If an employee is hurt on the job, you’ll use worker’s compensation insurance to cover their medical bills and part of their salary. In most states it’s required, so it’s not something you can afford to overlook. Hint: Illinois requires this coverage.
Key Person Insurance – If your business relies heavily on the knowledge and talents of a few key individuals consider taking out Key-Person Insurance. In cases where your essential human resources die or become disabled, this kind of policy can help the business remain viable until another suitable candidate can be found.
Commercial Excess Liability – High jury awards may sound nice if you’re the one getting the money but if you’re the one paying out, this could mean the death of your business. This kind of supplemental policy covers liability over and above the amount covered in the standard commercial general liability policy, protecting your business from liability for accidents that could be attributed to negligence – even if that negligence takes place at the hands of one of your employees.
Religious Organization Insurance – Coverage for a religious organization is critical maintaining and organizations ability to function. Coverage for General Liability, Professional Liability, Abuse and Automobiles are some of the areas of coverage these policies include. Who should consider reviewing their Business Coverage? Quite possibly, YOU. If you haven’t recently reviewed your commercial insurance coverage, you may need to reassess your risk and look into lowering your overall insurance costs. W.A. George Insurance can help…
Commercial Risk Assessment – Not sure how much coverage you need to meet the minimum requirements and protect yourself and your business from risk?
Who should consider reviewing their Business Coverage?
Quite possibly, YOU. If you haven’t recently reviewed your commercial insurance coverage, you may need to reassess your risk and look into lowering your overall insurance costs. W.A. George Insurance of Chicago, Illinois can help…
Commercial Risk Assessment – Not sure how much coverage you need to meet the minimum requirements and protect yourself and your business from risk?