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Hotel & Motel Insurance

Hotel & Motel InsuranceYou’re all about anticipating needs and exceeding expectations of service which is why W.A. George Insurance Agency has a comprehensive insurance program for innkeepers that even includes liability coverage for guest’s property at no additional charge.  

It’s a small detail that can make a big difference to the success of a business like yours. Through our long-standing industry expertise and consistent emerging needs, we’ve earned excellent marks throughout the industry Welcome to W.A. George Insurance Agency.

Enjoy your stay.

W. A. George provides insurance for Hotel & Motel owners with the following coverage options:

Types of Coverage                                          Limit per Occurrence

  • Broad form general liability
  • Building glass covered without sub-limit

Newly acquired buildings…………………………………………$500,000
Newly acquired personal property……………………………….$100,000
Ordinance or law (RC only)……………………………………......$50,000

  • Tenants improvements and betterments included

Water damage backup of interior sewers/drains…………….......$25,000
Debris removal additional coverage……………………………….$25,000
Personal property off premises…………………………………….$25,000
Personal effects……………………………………………………...$10,000
Electronic data………………………………………………………$100,000

  • Data breach advisory services

Off-premises sign coverage………………………………………….$5,000
Loss of business income (covered causes of loss)……………12 months
-Loss due to action by civil authority……………………………….4 weeks
-Loss due to contamination (or contamination threat)……………3 weeks
-Loss due to dependent properties…………………………………3 weeks
-Loss due to violent acts…………………………………………….3 weeks

  • Loss due to service interruption
  • No distance limitation
  • All covered causes of loss, including equipment breakdown
  • Transmission lines are included

Extended business interruption: recovery period…………………60 days
Customer expense reimbursement………………………………..2 weeks

Equipment breakdown:
-Data restoration……………………………………………………..$100,000

  • Computers at personal property limit
  • No coinsurance penalty
  • Fire extinguishing equipment recharge
  • Liquor liability

Business Insurance