Day Care Center Insurance
W. A. George has programs designed to entertain both profit and non-profit operations providing early childhood education including corporate childcare centers. The program include general liability, professional liability, property, automobile, student accident, abuse umbrella.
Day Care Insurance Plan Details
Property coverage
Business income on an ALS basis
Ordinance or law
Money & securities
Employee theft
Equipment breakdown
General liability coverage
Automatic additional insured status
Corporal punishment
Medical payments for children available
Teachers professional liability
Separate abuse limits
Day Care Check List
Use the following list to ensure your day care adheres to basic safety guidelines
- Check the lighting in your center
- Floor clutter/cleanliness
- All cords are out of reach of children
- Hot water temperature limited (not too hot)
- Electric outlets are plugged
- Make staff aware of finger pinch hazards
- Windows tempered shatter proof glass
- Furniture secured from tipping
- Childproof cabinet doors
- Bathroom monitoring policies in place
- Attics adequate ventilation to prevent heat buildup
- Adequate insulation to prevent freezing pipes
- No bare wires/no loose sockets
- Exits are clearly marked
- Emergency phone numbers posted by phones
- Chemicals and cleaning products stored away from food and/or food related items
- Local fire codes are followed
- Carpets are in good repair